Tax Planning

By Handre Vlok – Principal Financial Planner at Altum Independent Financial Advice

Altum Independent Financial Advice helps clients consider tax implications across superannuation, investments, retirement income, capital gains and estate planning, as part of a broader financial advice strategy.

What We Focus On

• Superannuation contribution strategies
• Investment structuring considerations
• Capital gains tax considerations
• Retirement withdrawal planning
• Tax-aware investment planning
• Superannuation taxation considerations
• Retirement income tax considerations

We help Canberra and ACT clients better understand legitimate tax planning opportunities while remaining aligned with broader financial objectives.

Additional Considerations

Tax outcomes vary depending on:

• personal circumstances,
• investment structures,
• superannuation arrangements,
• and current legislation.

We do not provide taxation agent services or prepare tax returns. Clients should seek advice from a registered tax agent or accountant where appropriate.

Book a 20-minute introductory call to discuss your financial goals, ask initial questions and consider whether financial advice may assist.

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Frequently Asked Questions

Do financial advisers provide tax advice?

Financial advisers may provide financial planning advice that includes taxation considerations within the scope of financial advice.

What is capital gains tax?

Capital gains tax (CGT) generally applies to profits made from the sale or disposal of certain assets, subject to applicable rules and exemptions.

Does superannuation reduce tax?

Superannuation may provide concessional taxation treatment in some circumstances depending on contribution types, eligibility rules, and retirement arrangements.

Useful Resources

MoneySmart – Tax in Australia
Australian Taxation Office (ATO)
ATO – Capital Gains Tax
ATO – Superannuation

General Advice Warning

The information on this page is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate to your circumstances before acting on it, and seek personal financial advice where appropriate. Taxation, superannuation, investment, insurance and estate planning considerations can be complex and subject to change. Where tax, legal or other specialist advice is required, you should seek advice from an appropriately qualified professional.