Tailored Advice, Built Around You
At Altum Independent Financial Advice, we provide personalised financial advice to individuals, families, professionals, public sector employees, and retirees across Canberra and the ACT.
Our advice is designed to help you make informed financial decisions across key areas including superannuation, defined benefit schemes, investment planning, retirement planning, insurance, estate planning, tax strategies, and cash flow management.
Whether you are preparing for retirement, building long-term wealth, protecting your family, or seeking greater clarity around your financial position, we help you understand your options and make decisions with confidence.
Our Core Financial Advice Areas
Helping you maximise retirement savings, consolidate accounts, and understand contributions. We guide you through super caps, contributions strategies, and help you navigate the rules to make the most of your superannuation.
We help you navigate the complexities of defined benefit superannuation schemes, including CSS, PSS, MSBS and DFRDB. Our advice supports you in understanding your entitlements, making informed decisions pre- and post-retirement, and integrating your defined benefit with your broader financial strategy.
Building tailored investment portfolios aligned with your goals and risk profile. We focus on long-term, evidence-based strategies to help grow your wealth.
Designing financial strategies that support a secure, comfortable retirement — including income streams, pension access, and tax-effective drawdown planning.
Personal insurance solutions to protect you and your family from financial disruption. We help you identify the right cover for life, TPD, trauma, and income protection based on your unique circumstances.
Ensuring your assets are distributed according to your wishes, with tax efficiency and clarity. While we do not provide legal estate planning services, we help identify key considerations and can refer you to qualified professionals where appropriate.
We explore tax optimisation strategies across all relevant areas of your financial life — from investment structuring and super contributions to planning withdrawals in retirement — helping you improve after-tax outcomes and make the most of available concessions.
Clear insights and strategies to manage day-to-day finances and long-term savings. We help you stay on track with tailored budgeting tools and advice
Book Your Complimentary Introductory Call
Book a 20-minute introductory call to discuss your financial goals, ask initial questions and consider whether financial advice may assist.
