Independent Financial Planner Canberra

Independent Financial Advice for Life’s Important Decisions

Our Location​

Canberra, Australia​​

Book Your Complimentary Introductory Call​
BOOK INTRODUCTORY CALL

Meet Your Principal Financial Planner

Handre Vlok
Founder and Independent Financial Planner
ASIC Financial Adviser Register No. 001251938

Handre is the founder and principal financial planner of Altum Independent Financial Advice, a Canberra-based independent financial advice practice helping clients make informed decisions across superannuation, retirement planning, investment strategy, personal insurance, cash flow and estate planning considerations.

Handre has more than a decade of experience in financial planning, with a background across large superannuation funds and boutique financial planning firms.

He has particular technical expertise in retirement planning, superannuation, defined benefit schemes and investment strategy, including extensive experience with Commonwealth defined benefit schemes such as PSS, CSS, MSBS and DFRDB.

Handre holds a Master of Applied Finance and a Graduate Diploma in Financial Planning. He is registered on the ASIC Financial Adviser Register and is a member of the Financial Advice Association Australia (FAAA) and the Australian Association of Collaborative Professionals (AACP).

Altum Independent Financial Advice provides independent, transparent financial advice focused on each client’s individual circumstances, goals and long-term financial wellbeing.

Personally Committed to Your Goals

We take the time to understand your priorities, concerns and long-term goals before recommending advice tailored to your circumstances.

Over a Decade of Experience

Experience across superannuation, retirement planning, defined benefit schemes, investment strategy, personal insurance and cash flow planning.

Handre facing forward with warm smile

Professional Memberships & Accreditations

Professional memberships and accreditations that support our commitment to high standards of advice and professional practice.

Financial Planner AFP - Financial Advice Association Australia certification

Our Advice Areas​

Superannuation Strategies

Helping you maximise retirement savings, consolidate accounts, and understand contributions.

Investment Planning

Building tailored investment portfolios aligned with your goals and risk profile.

Retirement Planning

Structuring your finances to support a comfortable and secure retirement.

Defined Benefit Schemes

We help you understand and manage defined benefit schemes like CSS, PSS, MSBS and DFRDB, so you can make informed decisions and integrate your entitlements into your broader financial plan.

Estate Planning

Ensuring your assets are distributed according to your wishes, with tax efficiency.

Tax Planning

We help you make the most of tax optimisation strategies across your financial life — from super contributions to investment structuring — to improve after-tax outcomes.

​Cash Flow & Budgeting

Clear insights and strategies to manage day-to-day finances and long-term savings.

view all advice areas
Independent. Experienced. Personally Focused..

Why Choose Altum Independent Financial Advice

Personalised, Values-Based Advice

We take the time to understand your goals, priorities and circumstances before recommending advice tailored to you.

Clarity You Can Trust

Clear, practical advice without unnecessary complexity — so you understand your options and can make informed decisions with confidence.

Long Term Support​

Financial decisions evolve over time. We’re here to provide ongoing guidance as your circumstances, priorities and goals change.

Over a Decade of Experience

Experience across superannuation, retirement planning, defined benefit schemes, investment strategy and personal insurance.

Independent Financial Advice

Independent advice focused on your circumstances, goals and needs — without commissions or asset-based adviser fees.

Advice Built Around You

Every recommendation starts with your circumstances, priorities and what you’re trying to achieve.

Canberra Based. Australia Wide.​

Personal advice from Canberra, with clients supported across Australia.

Book Your Complimentary Introductory Call

BOOK INTRODUCTORY CALL

Book a 20-minute introductory call to discuss your financial goals, ask initial questions and consider whether financial advice may assist.

BOOK INTRODUCTORY CALL
BOOK INTRODUCTORY CALL